If you work at a public or private school in Charleston, Berkeley, or Dorchester County, you can take advantage of this program!  This includes, Para professionals, Admin, Custodial, Principals, AP’s, Support Staff, Bus Drivers. 

Unfortunately No. The Live Where You Teach program was created by Jordy Snyder.  Jordy is a Realtor with Carolina One Real Estate and this program is a service he offers exclusively for teachers.  

The Live Where You Teach program was created to be an all encompassing and exclusive program that serves teachers in all aspects of a real estate transaction.  That means we walk you though the whole process.  From accessing the best financing options, selecting insurance, inspections, negotiations, and the home search.  Our mission is to provide the most comprehensive real estate services possible to the people that matter most, teachers!

You can absolutely choose your own lender and that’s a right provided to you by law.  However, I’ve spent an exceptional amount of time reasearching and vetting lenders to determine which ones can best serve the unique needs of teachers.  I’ve also negotiated special credits and reduced fees with certain lenders exclusively for teachers. 

This program will provide you access to 100% financing options with no down payment.  Like any loan, qualifications are based on your debt-to-income ratio and credit score.

We provide complimentary credit restoration and counceling to every teacher. You’ll be given a step-by-step plan that will quickly improve your credit score. Our goal is to help you get into the home you want for the least amount of money and a higher credit score will qualify you for a lower rate which means a lower monthly payment.  So, whether you have bad credit, average credit, or outstanding credit, you have nothing to lose but everytihng to gain by taking advantage of this complimentary service.

Our lenders know you are teachers and that your student debts might be significant when compared to your salary. No question about it, this can be a difficult challenge to overcome.  Luckily, our lenders understand this and are are very good at finding a solution.  If not, they will be able to provide you with a plan and timeline for when the student loan debt can be overcome.

Closing costs consist of things like attorney fees, a title search, title insurance, taxes, appraisal fee, origination fee, underwriting fee and some upfront housing expenses such as homeowners insurance.  All together, these costs add up to be thousands of dollars.  Luckily, we can usually negotiate some or all these costs to be paid by the seller.  If the seller isn’t willing to pay, we can work with the Lender to offset these costs by providing a credit.   In some instances your closing costs can be rolled into your loan so you don’t have to pay it all upfront.  In short, we know the biggest struggle for teachers buying a home is having the cash on hand to cover these costs.  That’s why we do everything possible to make sure you pay very little or none.

Did you teach 5 years or more?  Then the answer is yes!

This is the best part…it’s FREE.  That’s right.  When representing you in the purchase of a home, I’m paid by the cooperating broker out of the transaction.  That means you have no responsibility to pay me or any other brokerage fees.  It’s a no-brainer!

Absolutley.  I’m a full service licensed Realtor and can help you buy or sell a home.  Call and ask me about my exclusive “home selling” program for just for teachers.

If you’ve considered buying a home, the first thing you should do is pick up the phone and call me right now.  Even if you’re on the fence, call me.  I can walk you through the entire process and lay out all the information you’ll need to determine if buying a home makes sense for you.

You can reach me on my cell at 843.410.8515